Borrowing money in The Netherlands can be done online. At Postkrediet you can compare different loans of specialized credit banks. As a consumer in the Netherlands you are able to borrow money at historic low interest rates and favorable conditions.
Borrow money fast
You quickly fill in a number of details and we will show you the most advantageous loans. That is the advantage of borrowing money online.
You then apply for the loans online and choose the loan that best suits your needs. After the application, the loan must first be approved by the credit bank. If everything is okay, you can take out the loan. It all goes very fast and easy. Usually the whole process takes roughly 3 – 4 days.
Benefits of borrowing online
The benefits of borrowing online are the following:
- Comparing different loans is easy
- Online is cheaper because personnel and office costs are lower
- The application process goes faster
- We don’t calculate closing or advisory costs
Revolving credit and personal loan
At Postkrediet we make a distinction between a revolving credit and personal loan. Most clients choose the personal loan because of certainty. Please find below the characteristics of both loans.
Personal loan
- Fixed interest rate during the loan
- Fixed monthly period
- More certaintly
- Additional repayments are possible without penalty clauses
Revolving credit
- Variable interest
- No fixed loan amount but a credit limit
- You only pay interest on the amount withdrawn
- Withdrawing amounts repaid is possible
- Additional repayments are possible without penalty clauses
Applying for a loan works as follows
These are the steps for taking out a loan in The Netherlands
- Enter your personal details on the loan application form. In a few steps you indicate what loan amount you need. It is to your advantage to order Postkrediet to request multiple quotes.
- You will receive the login details for your personal ‘mijn omgeving’ by e-mail. As a rule, the quotations are ready for you within 2 hours.
- Assess the offers in the ‘mijn omgeving’ and make your choice for the loan that suits you best.
- After you have made the choice for the preferred loan, you can sign the quote.
- You upload the desired documents to ‘mijn omgeving’ so that the application for the mini loan can be assessed.
- After checking by Postkrediet and approval from the bank, the money from the loan will be in your account within 2 working days
source https://www.postkrediet.nl/blog/loaning/borrow-money-online/
